As the dust settles following the introduction of the 2025/26 contract, now is the perfect time to take a breath, take stock of your finances and start thinking about an emergency fund.
And no, it’s not just for medical students, or those who casually leaf through the Financial Times over breakfast. Think of it as your personal financial safety net: a buffer that can turn panic into peace of mind when life throws the unexpected your way. More importantly, it gives you the breathing room to plan and stick to those plans with confidence.
This isn’t the enormous task you might think! You’re already navigating a GP workforce crisis, unpredictable sessions or underemployment, and the ever-rising cost of living.