FAQ: Which NHS pension tier am I in?
Find out which NHS Pension Scheme tier you belong on with our summary tables.
GP pension tiers in England and Wales 2025/6
From 1 April 2025, the tiered contribution ranges to work out the contribution rate a member pays for membership of the Scheme have changed.
The new ranges are:
| Pensionable pay ranges from 1 April 2025 | Contribution rates from 1 April 2025 |
|---|---|
| Up to £13,259 | 5.2% |
| £13,260 to £27,797 | 6.5% |
| £27,798 to £33,868 | 8.3% |
| £33,869 to £50,845 | 9.8% |
| £50,846 to £65,190 | 10.7% |
| £65,191 and above | 12.5% |
Source: NHSBA
GP locums in Scotland
Unfortunately LocumDeck does not currently support Scottish GP pension forms.
GP pension tiers in England and Wales 2024/25
| Pensionable pay | Pre October 2022 Contribution rate based on whole-time equivalent pensionable pay | Phase 1 Contribution rate from 1 October 2022 based on actual pensionable pay | Phase 2 Contribution rate based on actual pensionable pay |
|---|---|---|---|
| Up to £13,231 | 5% | 5.1% | 5.2% |
| £13,232 to £15,431 | 5% | 5.7% | 6.5% |
| £15.432 to £21,478 | 5.6% | 6.1% | 6.5% |
| £21,479 to £22,548 | 7.1% | 6.8% | 6.5% |
| £22,549 to £26,823 | 7.1% | 7.7% | 8.3% |
| £26,824 to £27,779 | 9.3% | 8.8% | 8.3% |
| £27,780 to £42,120 | 9.3% | 9.8% | 9.8% |
| £42,121 to £47,845 | 9.3% | 10.0% | 10.07% |
| £47,846 to £54,763 | 12.5% | 11.6% | 10.07% |
| £54,764 to £70,630 | 12.5% | 12.5% | 12.5% |
| £70,631 to £111, 376 | 13.5% | 13.5% | 12.5% |
| £111,377 and above | 14.5% | 13.5% | 12.5% |
Source: BMA
"I was introduced to the local locum chambers several months ago when I made a career move from partnership. I now combine salaried and locum roles. The chambers provides helpful support, leadership, advice and governance and reduces professional isolation. This combination of support reassures me and helps me provide safe and consistent care to patients within the community . There is a useful, innovative online portal - LocumDeck - which helps me access local work and which has efficient systems for reconciliation of finance including pensions. I would highly recommend joining a locum chambers for any GPs starting out in the locum world ."
Dr Adrian Richardson, GP
