FAQ: What should I do with the employer’s contribution if my pension payment was rejected?

You’ve got 10 weeks from the first date worked in that month to pay your NHS pension payment. Go beyond that, and PCSE can reject your payment.

But strictly speaking you’re not free to spend all that un-cashed money; the employers contribution must to be returned to the practice. That said, if you’re using NASGP’s T&Cs built into LocumDeck, there is a clause that allows you to reserve the right to charge an extra 20% to compensate you; in which case you can then keep what would have been your employer’s contribution, and use this and what would also have been your personal contribution, and you’ll be wise to invest it in a private pension pot – but it’ll be unlikely to accrue the same benefits as it would have inside your NHS pension.

If practices are not paying you in time, please refer them to the Locum Forms A that remind them to pay you promptly.

If you simply forgot to make the payment, you are free to try submitting it anyway, advisably with a covering letter apologising for the delay and including any unforeseen circumstances.