Computer says no – GP locum mortgages

Lenders are very much working on ‘computer says no’ basis, rather than human interaction being able to be used to make a decision.

So what is needed, what can you do, and what can you expect of your accountant?

• Read about mortgages for locums from a specialist medical financial advisor’s perspective

Lenders ask for two things generally:

• Final accounts (not draft accounts)
• SA302s

What are ‘final’ accounts?