until i’m 67

10th December 2019 by Nigel Farrar

until i’m 67

Many of us are looking down the barrel of our ‘normal retirement age’ being 67. A chilling thought. One that drops to freezing when you think about how you’re going to finance the gap between when you want to retire and when you can actually afford to retire.

With the seemingly ever-reducing lifetime and annual pension allowances, there has never been a more important time for doctors and dentists to look at alternative ways to save for retirement outside of the NHS Pension Scheme.
So what are your options?

1. ISAs: Always a good starting point:

Everyone in the family can hold tax free money in an ISA, even the children.
Unlike pensions, ISAs are instantly accessible.

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"Thank you for all your help. I put my sessions on in Mid-Nov and within a day, I was already booked up for the next six weeks until the Christmas holidays. It's a huge weight off my mind.

Dr Francesca Cappelluto, London

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