What does the McCloud consultation mean for my pension?

22nd February 2021 by Liz Densley, Honey Barrett

What does the McCloud consultation mean for my pension?

Much has been written about this since the results of the McCloud consultation have been published and this article does not seek to duplicate the technical aspects.

But what are the practical implications and what do you need to do now (or not, as the case may be)?

Deferred Choice Underpin (DCU) 

The decision has been made to implement DCU – this means that you won’t actually need to make the decision about which scheme you want your pension benefits to accrue in until you come to retire and draw your benefits i.e. the choice is deferred to a later date.

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