New pension flexibility for 1995 and 2008 scheme members

13th March 2023 by Kirsty McGaun, Legal & Medical (

New pension flexibility for 1995 and 2008 scheme members

Instead, members will be able to continue to work without a change or break in service.

This decision will allow the continuation of permanent employment contracts and the ability to retain any CEAs or discretionary points. Those employees who have taken their pension from the 1995 section will be able to join the 2015 scheme and continue contributing towards a pension. One of the barriers to drawing a pension early has always been the loss of employment rights, moving to fixed-term contracts and the loss of awards.

Why change the rules now?

These new proposals are aimed at better staff retention and greater flexibility for medics whilst helping employers retain their most experienced staff. This more flexible approach supports a healthy work-life balance, especially for those heading towards the end of their careers and retirement.

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