Pensioning agency work

The NHS superannuation scheme is open to NHS employees and self-employed GP locums employed by NHS practices.

This explains why the LocumA form stipulates that, in relation to the NHS pension scheme:

  • Non-NHS (i.e. private) work is not pensionable
  • Freelance GP Locums trading as limited companies cannot pension their income

If you're employed by a locum agency, you are working for a private (non-NHS) company, and are therefore unable to pension your work in the NHS pension scheme for the same reason. But you can pension your work into a private scheme.

GP locums working through chambers can generally pension their work using the NHS pension scheme since they remain self-employed (unless they trade as a limited company through the chambers, or for some reason they are employed by the chambers).

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