Do I have to pension all my NHS locum earnings?

No. This is one of the questions we get asked most at NASGP, since there's been a lot of conflicting advice over the years, not helped by some very strong opinions on social media. We've received exclusive clarification from the Technical Consultancy Team, NHS Business Services Authority (NHS Pensions).

Exclusive clarification from the Technical Consultancy Team, NHS Business Services Authority (NHS Pensions)

The regulations state that “a Locum practitioner may apply to join this Section of the scheme by sending an application [Locum Form A and Form B] to the Employing Authority.”

Members have 10 weeks to pension this work. If they do not submit the forms in time then this work cannot be pensioned. So in effect they do have a choice, if they choose not to pension the work they do at Practice A then they just have to let the practice manager know that they are not going to pension it so that the 14.3% is not included in the cash envelope.

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