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One in four GP locums miss out on death-in-service, new NASGP survey finds

25th September 2020 by NASGP

One in four GP locums miss out on death-in-service, new NASGP survey finds

One in four GP locums aren’t eligible for death-in-service benefits, a new NASGP survey has found. 

Of 158 responses, 25.3% said they couldn’t access death-in-service. Of this group, three-quarters (74.4%) said this was because they were not members of the GP locum NHS Pension scheme. Some 15.4% said they were ineligible because they were already drawing an NHS pension. 

Respondents also said that they were making themselves less available for locum sessions because of the lack of death-in-service benefit. 

During lockdown, the NASGP fundraised for exclusive new legal advice on death-in-service cover for GP locums and published advice from a specialist medical IFA on what cover to buy.

For more advice on death-in-service and other products for GP locums, join today.

"After finally deciding to fully engage with NASGP and to join the NASGP BOB Locum Chambers I could now not be happier with every aspect of my professional life. I have incredible flexibility and have a great group of different GP practices to work with – including some who are happy to use me whenever I am available. I really enjoy and get a lot from our monthly meetings and the team makes my admin, invoicing and pension applications as straightforward as possible. I can truly say that I am in the tiny minority of GPs who love their job, have total control of my workload and have minimal stress, working only in great GP practices. I will happily remain with NASGP as long as I want to."

Dr Jonathan Moore, GP, North Oxfordshire

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