BMA issues further guidance on death-in-service

The BMA have been beavering away trying to demystify the Death-in-Service benefit issue relating to locum GPs (see our article from last month) and has come up with this useful information, available from the BMA website.

Meanwhile, the NHS Superannuation people state in their July newsletter:

A NHS GP Locum who is in active pensionable employment (i.e. working at a Practice, recording the work on forms A and B, and forwarding employee contributions to their host PCT or LHB on time) is covered ‘24/7’ by the Scheme for death in service cover.

A NHS GP Locum who is inactive (i.e. between jobs and not currently working at a Practice) is not regarded as being in active pensionable employment. They are however still covered for Scheme life assurance although the benefits that are payable are different to that of an active GP Locum.

Death in service cover would not be payable during any 3 month period of inactivity before the PCT/LHB closes down the pensionable post on the last actual day worked as a GP Locum; other life assurance benefits would be payable.

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